Browse the terms that apply
These terms apply to your use of 0pp in India and only where local law permits access. Some parts can differ by state, device, payment rail, or the checks needed for your account, so the words on this page matter more than any chat or banner.
-
1
If a rule here conflicts with a short banner line, this page controls. We may ask you to confirm your name, phone, or payment source before we let a request move forward. That helps us keep records accurate and reduces mistakes in account changes or reversals.
-
2
When you use UPI, Paytm, or PhonePe for any account step covered here, the same identity and audit rules apply. If a law, regulator, or bank rule changes, we may adjust the terms and publish the new version here.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.